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Workers Compensation Insurance Bonita Springs FL

Workers Compensation Insurance

Bonita Springs Workers Compensation Insurance
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Workers Compensation Insurance in Bonita Springs

Workers Compensation Insurance covers lost wages and medical benefits to an injured employee, regardless who is at-fault (as long as it wasn't done intentionally). This coverage is designed to protect the employer from being sued because the insured employee is made whole. Short term and long term medical payments along with lost wages can bankrupt most companies with just one injury to an employee.  

Requirements

Florida Law requires construction companies with more than one employee, and non-construction employers with 4 or more employees carry workers compensation insurance.  This includes both full-time and part-time employees, and can include LLC members as well as corporate officers.  While subcontractors are responsible for covering their own workers, it is the responsibility of the primary contractor to make sure their subcontractors are property covered.  Agricultural entities have higher limits (6 or more full-time employees and/or 12 or more seasonal employees that work 30 days, must carry workers compensation coverage).

Did you know that over 80% of small to mid-sized companies would go out of business if they suffered from a non-covered workers comp claim?  Medical bills and lost wages can well exceed a million dollars.

(Click Here for Florida Division of Workers Compensation)

So, because the fact that workers compensation is required by law, and you could lose everything, you need to protect yourself.

Workers Compensation Insurance Bonita Springs FL

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