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Jet Ski Insurance Cape Coral FL

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Jet Ski Insurance in Cape Coral

Did you know that most deaths from boating accidents came from people drowning who were not wearing a life-vest?  Even Michael Phelps should wear a life-vest, as your skills as a swimmer won’t help you if your knocked unconscious, even if it's less than a minute!

As fun as flying over the waves on a jet ski can be, please keep in mind that it can be dangerous and people do get hurt.  What may start as a wonder day on the water can turn quicker than the tide does.  Although insurance may not save you from drowning as well as your life-vest, it can help you keep afloat financially after a devastating accident on the water.  Here is a reliable source if you’re looking for some historical data regarding accidents on the water, and how many were fatal. 

If you wanted to see more information on boating injury and fatality statistics, please click the link below:

AmericanBoating - Fatality Statistics  

Are you confused on what kind of coverage is available to purchase for your watercraft? Buying insurance for your jet ski isn’t all that tough to grasp, as some of the same coverage you can purchase on your automobile is available for your watercraft. 

  • Bodily Injury
  • Property Damage
  • Uninsured Boater
  • Medical Payments
  • Physical Damage (Comprehensive & Collision)
  • On-Water Towing
  • Personal Effects (Personal Property on board)
  • Fishing Equipment/Gear Coverage
This is just the tip of the iceberg, as many companies have their own exclusive or unique insurance options to help tailor fit the optimal coverage precisely for your insurance and boating needs!

What Do I Need for a Quote?

Getting a Jet Ski Quote is fun and fast!  Our watercraft insurance specialist are lifelong boaters and locals here to the Florida waterways.  All we typically need to get started is some of the basic info on the boat along with who’s going to be operating it.  Also, to ensure we provide you with the correct coverage, usage of the vessel is also very important! 

Binding coverage can in some cases require a bit more info. So here is a more detailed list of what would be needed to get a prepared quote to bound coverage status:

Jet Ski Owners:

  • Name
  • Date of Birth
  • Address

Jet Ski Operators:

  • Name
  • Date of Birth
  • Marital Status (Married, Single, etc.)
  • Years Boating Experience
  • Driver’s License Number

Jet Ski Information:

  • Year/Make/Model of Watercraft
  • Propulsion TypeHorsepower
  • Any Enhancements (For racing, etc.)
  • Vessel Speed
  • Purchase Year
  • Original Owner or year Purchased
  • Storage Type and Location
  • Usage (Pleasure, Commercial, etc.)
  • Hull and Registration IDs
  • Insurance Needed for Trailer (Info for Trailer)

Some companies may still need further info based off their guidelines, but this is a pretty complete list to get your quote off the shelf and into the water for some smooth sailing!

Jet Ski Insurance Cape Coral FL

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