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Group Health Insurance Fort Myers FL

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Group Health Insurance in Fort Myers

Group health insurance has substantially changed over the last several years, and as of now it looks like there is still more change to come.  Unfortunately, at the time I am writing this these future changes are still unforeseen and uncertain.  If you are wondering what you need to know right now about health insurance I recommend you call us today.  Hopefully at that time there will be more information available to us for those of you who are looking for guidance on the up-to-date status of the new health insurance reform. 

Keep Reading If You Need Group Health Now:

So, what do you need to know as of now (still under ACA-Obamacare).  If your business has 50 or less full-time employees you can offer health insurance to your employees through a group ACA health insurance plan.  With under 50 full time employees you are not technically required to, but doing so can be much cheaper for your employees to purchase a good plan compared to each of them having to obtain an individual plan by themselves. 

As of January 1st, 2015, if your business employees OVER 50 full time employees you MUST offer a group plan to your employees.  Not doing so means that your business will be hit with what is essentially a tax penalty for failing to comply with this Healthcare Reform. 

More info on both can be found by clicking HERE.

Who Are
“Applicable Large Employers”?

Just because you are considered an applicable large employer one year, you may not be the next. A "Large Employer" who is applicable is one that has 50 or more full-time employees on average during the preceding calendar year. As mentioned this can vary from year to year based on employee turnover, so you really need to make sure you don't fall into this group without offering a qualified group plan as failing to do so may leave you in a bad spot along with a hefty fine.

Group Health Insurance Fort Myers FL

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