Homeowners Insurance in Fort Myers, FL & Cape Coral, FL
When you own a home in Florida, having the right insurance coverage is crucial. At Wilcox Family Insurance Company, we understand the unique challenges Fort Myers, FL & Cape Coral, FL homeowners face. Our team is here to help you find coverage that fits your needs.
What is Homeowners Insurance?
Homeowners insurance helps financially protect your property and belongings from unexpected events that could impact your home and savings.
This essential coverage helps create a buffer between you and potentially costly repairs or replacements; it can also help cover your personal liability if you cause losses to others.
Whether you’re a first-time homeowner or have owned multiple properties, proper coverage enables you to focus on enjoying your home rather than worrying about potential setbacks.
Common Coverages in Home Insurance
A standard homeowners insurance policy offers several layers of essential financial coverage, including the following:
- Dwelling coverage may help repair or rebuild your home if it’s damaged by covered perils like fire, storms or other disasters; however, damage from floods and hurricanes isn’t usually included and typically requires separate insurance.
- Personal property coverage may assist in replacing belongings like furniture, clothing and electronics if they’re stolen or damaged.
- Personal liability protection may offer support if someone is injured on your property and you’re found responsible.
- Additional living expenses coverage may help with temporary housing costs if your home becomes uninhabitable due to a covered loss.
Secure Your Home Today
Contact Wilcox Family Insurance Company for homeowners coverage that addresses Fort Myers, FL & Cape Coral, FL’s unique challenges. Our in-depth knowledge of Florida’s insurance requirements and coastal property needs helps ensure you get the right insurance plan at a competitive rate.